Directions:
Brown ground beef thoroughly, adding onion, salt and pepper (red pepper may be added to taste).  Add tomato sauce and salsa, along with 1-2 cans water.  Simmer for 20 min. (The refried beans are added after the hamburger, salsa, tomato sauce mixture has simmered for a while. Usually just a little before serving, because refried beans tend to burn.)

Serve with grated cheddar cheese  and unsalted corn chips.
 

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